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Planning Your Retirement Location

Dreaming of your new home consider Spruce Point

When planning your retirement location, consider several factors. Do you want to live near family or friends? Do you prefer a specific climate?   Does the new location have access to good healthcare facilities, grocery stores, and other amenities that you want or need? Will you be planning to travel in retirement? If so, consideration of the distance to an airport, train, or bus station may be important. What will you do with your time? Are amenities for these activities near the location or an acceptable distance to your new location?  What retirement income and will you have?  Will that cover what you anticipate your expenses to be?

Retirement Finances

Finances can be a driving factor in determining the location you choose. According to a US News & World Report article by Rachel Hartman, some of the main financial criteria to evaluate before relocating for retirement should include housing, cost of living, and taxes. With this in mind, research the area you are considering. Will you be renting or buying? Do you want a home, a condo, a retirement community? Will there be maintenance at this new home? If so, how much maintenance do you want to do or will you pay to have done? What other cost of living expenses will you incur? What about the taxes? It is important to understand the tax laws and how they will affect your retirement income. Are there additional state, local, and/or property taxes?

It is easy to look at the exciting adventure of a move but one should make sure to consider all aspects.  An article from North American Moving Resources offers additional thoughts about avoiding pitfalls when considering your new retirement location.  An example is this would be moving near family only to have them move away due to a job transfer or some other reason.  They suggest making a list of all the pros and cons, along with a budget, to help make that final decision.

Planning Your Retirement Location

Look at Spruce Point

Consider Spruce Point Patio Homes in Montrose, Colorado when planning your retirement location.  The cost of living in Montrose is less than the national average and income tax is at 4.4%.  Getting around town is a breeze and the local airport can get you to any major destination when needed.  High quality heath care is available with the latest in technology.  With 300+ days of sunshine, planning your retirement location just got a little sweeter.

When planning your retirement location, downsizing your home can make sense.  The patio homes sold through Homes at Cobble Creek, offer newly designed floor plans, great for a simplified lifestyle.  They are available in Cobble Creek Golf Community perfect for retirement living whether you golf or not.  Three models are available with one of three exterior elevations and four garage options.  There are a variety of current, professionally-designed interior finish packages from which to choose.  The new residences of Spruce Point Patio Homes are convenient with “Lock and Leave” features.  This feature takes care of lawn maintenance and snow removal.  Enjoy an active living lifestyle now with the ability to age in place.  Come see the wonderful options available at Homes at Cobble Creek and consider the homes at Spruce Point.

Why Homes at Cobble Creek in Montrose?

A resort-style golf course community located in Montrose, Colorado, Homes at Cobble Creek features new homes with customizable construction. Premium living and active lifestyle conveniences in a beautiful Colorado mountain setting. Our carefully planned neighborhood with resort-style amenities offers a variety of recreational activities.  There is an 18-hole golf course, pickleball and tennis courts, and nearby fishing, hiking, and skiing.  With the “lock and leave” options mentioned above, our Patio Homes are perfect for those with an active lifestyle.  Retiring and downsizing your home to Spruce Point is the perfect solution. Check out the Available Homes page where other great options are posted in the Cobble Creek community.

When Planning Your Retirement Location, Consider Homes at Cobble Creek.  Colorado Homes for an Authentic Mountain Lifestyle.

A resort-style golf course community located in Montrose, Colorado, Homes at Cobble Creek features new home construction. These active living retirement homes in Montrose offer premium living, and convenience in a beautiful Colorado mountain setting. Our carefully planned neighborhood with resort-style amenities offers a variety of recreational activities, including an 18-hole golf course, pickleball and tennis courts, and nearby fishing, hiking, and skiing.

Nestled at the base of the beautiful San Juan Mountains of Colorado, our residents enjoy a multitude of outdoor activities.  Plan an afternoon of hiking or biking the Gunnison Gorge National Conservation Area or Black Canyon National Park.  Fish the Gunnison River, or in the winter plan to ski at Telluride or Crested Butte Mountain Resorts. An ideal choice as a Montrose retirement community, residents can walk the short distance to the Cobble Creek Clubhouse for Happy Hour. At the Clubhouse participate in holiday parties and parades, yoga at the fitness center, or Book Club.

At Spruce Point Patio in the Cobble Creek Golf Community, you will find existing homes for sale or a streamlined design process to help you configure your own new house. There are a variety of home options, styles, and prices to fit your vision and needs. Come visit us today and learn more about the exciting options available to you at Homes at Cobble Creek.  Call Randy at 970-765-4335 to learn more about available homes. Contact Madison about Spruce Point Patio Homes at 970-275-0662 or complete the Contact Us form.

 

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